How To Enroll

Follow these simple steps to get started with Money Organizer:

• Use the convenient Budget Planner to decide how much to allocate to your Bills, Spend, and Save accounts
• Print your results
• Visit a participating branch nearest you* or call 1-888-860-4700 to speak with one of our Banking Specialists to review your results and set up Money Organizer

Once enrolled, you can manage your regular payments and transfers, view your statements, and modify your plan whenever you want, all through the convenience of Online Banking, over the phone, or in person with one of our Banking Specialists.

How to Cancel

You can elect to cancel Money Organizer at any time by calling 1-888-860-4700 or visiting a participating* branch to speak with one of our Banking Specialists.

Upon cancellation, you can expect the following to happen:

• Both layers of overdraft protection will be removed from your Bills account
• Regular transfers of funds you have set up between your accounts will remain unless you modify them
• Any extra accounts you have opened as a part of Money Organizer will remain open unless you close them

Discontinuation of Program:

* Money Organizer is not available to every customer and is open to customers in selected regions only. Money Organizer is a pilot arrangement and will be under evaluation through the end of September 2009. If the pilot is terminated, you will be given no less than 30 days notice in writing.