Get More Out of Your Checking & Savings with Relationship Banking

Earn more on your money, save money and gain peace of mind when you take advantage of special account features available with Charter One checking and savings accounts. Take part in a great relationship with your banking partner when you open checking and saving accounts designed to help you earn the rewards you deserve.

Get more out of your Citizens Bank relationship with checking and savings packages—a great fit for your life.

Earn more on your checking and savings accounts

Checking and savings rewards programs

Charter One offers a variety of rewards programs tied to our Debit and Credit cards. Whether you're looking to earn points towards great merchandise, or get cash back from your purchases, we've got the program for you. See all of our rewards programs.

Rewarding relationship banking packages

Earn better rates, even for loans, and avoid fees when you bundle your checking, savings and money market accounts into one package.

• Choose from two rewarding Banking Packages with substantial cost savings and banking privileges for you.
• No fees when you use non-Citizens Bank ATM machines.¹
• Get preferred rates on money markets and CDs.
• Reduced rates on home equity lines and loans.
• Unlimited checking and savings account access with your Debit Card.

Save money with checking and savings packages

Find easier ways to save with a high yield checking account

Whether you’re just starting to save or have a particular goal like buying a home or paying for college tuition, Charter One can help make saving easier than ever before.

• GoalTrack Savings^SM—Use GoalTrack Savings to create a plan, track your progress and get rewarded when you reach your goal.
• Certificates of Deposit—Our CDs offer convenient terms and competitive yields, plus the peace of mind of FDIC insurance
• Money Market Accounts—Maximize your savings with a Charter One Money Market Account.
• Savings Accounts—Whatever you’re saving for, we have a checking and savings account that will help you reach your goals.
• Steady Save^® is a free service that automatically transfers funds from your checking account to your savings or money market account on a schedule that you choose and an amount that fits your budget.
• HomeBuyer Savings^SM rewards you with $1,000 plus interest towards a Charter One Mortgage, when you save at least $100 per month for 36 months.
• CollegeSaver^SM rewards you with $1,000 plus interest when your child turns 18, if you save at least $25 per month.

Enjoy easier ways to manage your money with relationship banking

Charter One offers features to help you control how your money flows, keep your money in your account longer and avoid unnecessary fees.

• Direct Deposit automatically deposits your funds into your account, ensuring they’re available on date of receipt. Plus, you won't have to wait for any checks to clear.
• Online Bill Pay lets you avoid late fees by making sure your bills are paid on time.
• Make faster payments - most within 24 hours.
• Schedule recurring automatic payments up to a year in advance.
• Set alerts to remind you when bills are due.
• Transfer funds and make payments between Charter One checking and savings accounts.
• Save money on envelopes and postage.

• Paying with a debit card offers you the 24-hour convenience of writing a check without having to wait for approvals.
• Earn attractive relationship banking rewards for your everyday shopping with Everyday Points®. Or get paid cash with Green$ense™
• Purchases are automatically deducted from your checking account.
• No-fee balance inquiries, deposits, cash withdrawals, payments and transfers at a Citizens Bank ATM.
• Access to Online Banking with Bill Pay.

Gain access to tools and have peace of mind

Be empowered with products and tools to help you stay financially fit.

Online banking with your checking and savings account

Online banking provides you with access to up-to-date information on demand, so you know exactly where your money is at all times.

• Check up-to-the-minute account balances on nearly all of your Citizens Bank checking and savings accounts
• Access up to 18 months of account history.
• View images of cleared checks.
• Receive alerts whenever a specific account activity has occurred such as large purchases or when your balance falls above or below a specific amount.

Checking and savings eStatements

When you sign up for eStatements, we'll replace your paper checking and savings account statements with safe, free and faster electronic statements viewable online. If you’d like, we’ll even send you an email reminder when they arrive.

• Access up to 18 months of statements online.
• View your statement immediately from any location where you have internet access.
• eStatements are stored on an encrypted server for secure access.
• Safer than paper statements sent to your mailbox. Plus, they won’t get lost in the mail.

MoneyHelp^SM

Learn how to get even more financially fit with tips on budgeting, savings, investing, retirement and more.

FDIC Insurance

Gain peace of mind knowing your bank deposits are now insured by the FDIC up to $250,000 per depositor, through December 31, 2013.

Learn more about great relationship banking rewards

At Charter One, we understand that you may have questions about our checking and savings packages, and which one is right for you. Simply call 1-877-867-7283 or stop by your nearest branch for assistance with all your questions and concerns, and to get started earning more on your money.